"I'm buried under a mountain of loan debt. How am I ever going to get out from underneath?"
If we had a nickel for every time we get this question from new physicians...
We wish we could tell you there is a magic bullet for it, but there's not. We wish we could wave a wand for you to make it all go away, but we can't.
Bottom line? Eliminating debt will likely just take hard work and discipline. Everyone's loan situation is different. To help you get started, here are some tips and resources.
National Health Service Corps Scholarship Programs; http://www.nhsc.hrsa.gov/scholarships/
Indian Health Service Health Professions Scholarships; http://www.ihs.gov/scholarship/
Military Scholarships; www.goarmy.com; www.airforce.com; www.gonavy.com
Minnesota Rural Physician and Minnesota Urban Physician Loan Forgiveness Programs; http://www.health.state.mn.us/divs/orhpc/funding/loans/#1
Public Service Loan Forgiveness; https://studentaid.ed.gov/repay-loans/forgiveness-cancellation/charts/public-service
National Health Service Corps Loan Repayment Program; http://nhsc.hrsa.gov/loanrepayment/ Indian Health Service (IHS) Loan Repayment Program; http://www.ihs.gov/loanrepayment/ Minnesota State Loan Repayment Program; http://www.health.state.mn.us/divs/orhpc/funding/loans/state.html
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